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Getting Your Ducks in a Row When Buying Your First Home

Believe it or not, many a homebuyer who may have saved up meticulously for years for the down payment on a house can end up flat-footed after the close of escrow. Why? Because often they have not thought about the expenses of homeownership that have nothing to do with their monthly mortgage payment.

"First-Time Buyer", "Home Buying"

2-factor authentication: an extra privacy safeguard

You either don't think about it much, or it serves as an annoyance: two-factor authentication on your smart devices. You know — that thing where anytime you sign in to something from a location not recognized, you get all kinds of warnings and have to enter passcodes sent to you by email -- hoops to jump through.