Believe it or not, many a homebuyer who may have saved up meticulously for years for the down payment on a house can end up flat-footed after the close of escrow. Why? Because often they have not thought about the expenses of homeownership that have nothing to do with their monthly mortgage payment.

Many companies try to design great workspaces for their employees — clean, spacious areas where productive work is encouraged. So why wouldn’t you do the same for your school-aged child when it comes to setting up a place for virtual learning?

It's all about the presentation. When you're trying to sell your home during these pandemic days, it's even MORE about the presentation, since most potential buyers may never even enter it, relying instead on how it looks in videos and photographs.

You either don't think about it much, or it serves as an annoyance: two-factor authentication on your smart devices. You know — that thing where anytime you sign in to something from a location not recognized, you get all kinds of warnings and have to enter passcodes sent to you by email -- hoops to jump through.